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Local Bakery

SBA 504 Loans 

Access The Valuable Benefits of SBA-backed Loans

Enter the world of SBA 504 loans, where small businesses can focus on expansion and growth. These powerful loans, supported by the U.S. Small Business Administration, deliver the capital essential for your success. Whether you're launching a new enterprise or expanding an existing one, SBA 504 loans empower your business aspirations by providing critical financing for real estate and equipment. 

SBA 504 Loans: Powering Small Business Expansion

At the core of the Small Business Association's (SBA) efforts in business financing is the SBA 504 program, specifically tailored to support small businesses looking to secure real estate and equipment. In partnership with lenders, it provides essential backing for small enterprises with unique building needs, from property acquisition to business expansion and refinancing. By partnering with the SBA to take on part of the loan, lenders are emboldened to facilitate these transactions, simplifying the process for small businesses to access the necessary financing, fortifying their growth and long-term stability while securing valuable real estate and equipment. 

Uses of 504 Loans

Purchase or construction of: 
      existing buildings or land 

      new facilities 

      long-term machinery & equipment


Improvement or modernization of: 
     land, streets, utilitiies, parking lots,        and landscaping 

     existing facilities 


504 Loans cannot be used for: 
     working capital or inventory 

     consolidating, repaying, or                        refinancing debt 

     speculation or investment in rental        real estate 

Person in book store

Eligibility Requirements 

Currently operating business

For profit 

Located in the U.S. 

Considered a small business 

Unable to obtain the desired credit on reasonable terms from non-federal, state, & local government sources 

Be creditworthy and demonstrate a reasonable ability to pay the loan 

**For more details and specific eligibility requirements, contact us at:
info@indbusinessconsulting.com

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